Privacy Policy ojjol77 — Our Commitment to Protecting the Personal Data of Malaysia Users

Ojjol77 collects your personal data only when it is strictly necessary to deliver the best possible service. The categories of data we collect are as follows:

We never collect sensitive personal information such as biometric data, health information, or religious beliefs except where required by law with your explicit consent.

Data collected by ojjol77 is used exclusively for the following purposes:

• Account management — To create, verify, and manage your account on the ojjol77 platform.
• Transaction processing — To process your deposits, withdrawals, and financial history accurately and securely.
• Identity verification (KYC) — To comply with legal requirements and ensure the security of all financial transactions.
• Service improvement — To understand how users use the platform and make relevant improvements.
• Fraud prevention — To detect and prevent suspicious or unauthorized activity on the platform.
• Service communications — To send important notifications relating to your account, transactions, and service updates.
• Promotions (with consent) — To inform you about promotional offers, bonuses, and special campaigns — only if you have opted in to receive them.

Ojjol77 takes a highly cautious approach to data sharing. Your personal data may only be shared in the following limited situations:

• Required service providers — Third parties that assist us in operating the platform, such as payment processors and technical infrastructure providers. They are required to comply with strict privacy standards and are only permitted to use data for the stated purposes.
• Legal requirements — When required by law, court order, or a competent regulatory authority.
• Crime prevention — Where there is a legitimate need to protect platform security or address serious fraudulent activity.

We do not share your data with advertisers, marketing companies, other websites, or any other commercial entities for direct marketing purposes without your explicit consent.

Ojjol77 invests seriously in security infrastructure to ensure your data is always protected. The technical measures we employ include:

• 256-bit SSL/TLS encryption for all communications between user devices and ojjol77 servers.
• Data encryption at rest — sensitive data such as passwords is stored in hashed form that cannot be decrypted.
• Two-factor authentication (2FA) available to all user accounts as an additional layer of protection.
• 24/7 security monitoring by automated threat detection systems that respond to suspicious activity in real time.
• Regular security audits by independent parties to identify and address any system vulnerabilities.
• Internal access controls strict controls ensure that only authorized staff can access user data, with every access logged and monitored.

Ojjol77 uses cookies and similar tracking technologies to enhance your experience on our platform. The categories of cookies we use are as follows:

• Essential Cookies — Required for core platform functions such as login session management. These cookies cannot be disabled without affecting platform functionality.
• Performance Cookies — Used to gather information on how users interact with the platform, helping us identify areas for improvement.
• Functional Cookies — Allows the platform to remember your preferences such as language, theme, and personal settings for a smoother experience.

You can manage your cookie settings through your browser at any time. However, disabling certain cookies may affect the functionality of the ojjol77 platform and your overall experience.

Under Malaysia's Personal Data Protection Act 2010 and the ojjol77 privacy policy, you have the following rights regarding your personal data:

Ojjol77 retains your personal data only for as long as it is needed for the stated purposes or as required by law.

• Active account data — Retained for the duration your account is active and up to 5 years after account termination, as required by law.
• Financial transaction records — Retained for a minimum of 7 years in accordance with Malaysia's accounting and taxation legal requirements.
• Technical and security logs — Retained for 90 days for threat detection and technical troubleshooting purposes.
• Customer support communication data — Retained for 2 years for reference and service quality improvement purposes.

When the retention period expires or you request deletion (subject to legal obligations), your data will be securely deleted or permanently anonymised.

Ojjol77 is a platform exclusively for adults aged 18 and above. We do not knowingly collect or process personal data from minors.

Should we find that personal data has been collected from a minor without our knowledge, we will take the following steps immediately:

• Terminate the account in question immediately.
• Delete all personal data associated with that individual.
• Return any related funds in accordance with established procedures.

Parents or guardians who discover that their child or dependent has registered with ojjol77 may contact our support team for immediate action.

Ojjol77 reserves the right to update or modify this Privacy Policy from time to time in response to changes in law, technology, or our business practices.

• Users will be notified of any significant changes via in-account notifications or email at least 14 days before the effective date.
• The latest "Effective Date" is always displayed at the top of this document.
• Continued use of the ojjol77 platform after the effective date of any changes constitutes your acceptance of the updated Privacy Policy.
• If you disagree with the changes made, you have the right to stop using the platform and request account closure.

If you have any questions, concerns, or complaints regarding how ojjol77 handles your personal data, we encourage you to reach out through the following channels:

• Live Chat — Available 24/7 directly via the ojjol77 app or website. This is the fastest way to get a response.
• Support Email — Send your inquiry to our privacy team at [email protected]. Responses are typically provided within 1–2 business days.

We are committed to addressing your privacy concerns seriously and within a reasonable timeframe. If you are not satisfied with the resolution provided, you have the right to file a complaint with Malaysia's Department of Personal Data Protection (JPDP).